Guaranteed Issue Whole Life Insurance for Everyone

No health questions. No medical exams. Just guaranteed coverage to protect your loved ones.

Features and Benefits of This Coverage

Here’s what makes our Guaranteed Issue Whole Life policies a perfect fit

Guaranteed Approval

If you’re between the ages of 65–70, you’re guaranteed coverage. No medical exams or health-related questions.

Lifelong Protection

Keep up with your premiums, and your coverage will remain active for life.

Build Cash Value

Your policy builds cash value over time, giving you access to funds when needed for emergencies or other expenses. $100,000 in coverage for individuals aged 18–60.

Our insurance process easy
steps
to get covered

We’re more than life insurance—we’re peace of mind for you and your family. Our policies are designed to protect your loved ones with the simplicity and speed you need.

Apply Online

Complete your application in just a few minutes from the comfort of your home.

Choose Your Coverage

Select coverage amounts that work for you—up to $20,000 for ages 61 and above.

Instant Approval

Our instant approval gives you peace of mind, knowing your loved ones are protected.

Is This Policy
Right for Me?

This policy is ideal for

Additional Features and Benefits

Here’s what makes our Guaranteed Issue Whole Life policies a perfect fit

Full Coverage

Unlike graded benefit policies, which delay full coverage, our plans provide 100% of the selected death benefit from the moment your policy is active, ensuring your loved ones have the financial protection they need without waiting periods or restrictions.

Waiver of Premium Riders

Coverage includes options for accidental death and premium waivers to enhance flexibility and peace of mind.

We Put Families First

BuzzON Benefits is backed by trusted providers, ensuring reliability and care for every policyholder.